If you have a bad credit history, it is often difficult to participate in everyday life without problems. This becomes clear, for example, when you want to conclude contracts. In the case of mobile phone contracts, some providers may have problems in this regard.
The following text describes in more detail whether you can get a Mobile phone with a contract at all if you have a negative credit rating, what the special features are, and what aspects you need to consider. There is also information on how to conclude a contract phone despite having a bad credit history.
Bad credit history and mobile communications: How do they fit together?
If you have a bad credit score, you will usually have problems signing a new contract mobile phone. Especially if you already have debts with mobile phone providers, signing a new contract is usually hopeless.
There are however also offerers, who make a Mobile phone with a contract possible even if the credit score is low. In this article, one finds approximately around this topic for example resuming information and can also find out, how the conclusion of a contract behaves with individual offerers.
In short, anyone with a negative credit record will not necessarily get a new contract mobile phone without further ado. Nevertheless, there are solutions and ways to still get phone contracts bad credit without much background check and effort.
How can you get phone contracts bad credit?
As already mentioned, some providers actually do offer the chance to sign a phone contract even with negative credit history.
Alternatively, there is also the possibility to get the contract Mobile phone with another person. For example, a partner, close friend, or relative can be considered.
In advance, however, you should always carry out a contract mobile phone comparison to find a really good and, above all, suitable offer. You can specify all parameters, such as the manufacturer of the Mobile phone, data volume and inclusive minutes in the rate, etc., and receive an appropriate offer based on this.
Prepaid as an additional alternative
Another option for using a Mobile phone is to use a prepaid contract. This is not a contract with a long term, instead, you pay for the use in advance. If the credit is used up, for example, no phone calls or only slow surfing on the Internet is possible.
The advantage of prepaid offers is obvious: you cannot incur any further debts, but can only use the credit that you have paid in advance.
However, you usually don’t get an inexpensive new Mobile phone with a prepaid offer. This would have to be purchased separately.
A mobile phone with a contract is an option even with negative credit history
On the whole, of course, the chances of getting a mobile phone with a contract decrease if you have entries in your credit history and therefore do not appear creditworthy. Many providers refuse term contracts in such a situation, wanting to protect themselves from financial risks.
Individual providers, however, still offer the option and even if a third party concludes the contract mobile phone, you can still benefit from the advantages. In the end, there is also the option of using a SIM card on a prepaid basis. If you want a new Mobile phone, however, you usually have to buy it separately.