SmartMetric, a startup based in Las Vegas, is currently developing a next-generation biometric bank card. His particuliarity ? The user can upload their fingerprint directly to the card. No need to go to the bank to register biometric information.
For several years now, some banking establishments have been offering their customers the option of switching to the biometric credit card. BNP Paribas was the first to do so in 2021.
As you may know, a biometric bank card embeds a fingerprint reader. In fact, instead of typing their secret code, the user only has to put their thumb on the sensor to authenticate themselves and validate a payment or withdrawal. This technology also allows to make contactless payments exceeding the legal limit of €50.
A rather effective formula therefore, which allows users to save time at the checkout, while strengthening their security (limitation of physical contact, no need to enter a secret code, etc.). Gold, the American startup SmartMetric has decided to refine this formula precisely.
Also to read : Samsung and Mastercard are working on a credit card with fingerprint sensor
SmartMetric launches the biometric card 2.0
Indeed, the Las Vegas-based company has just announced the imminent launch of its new biometric bank cards. Called SMME, these cards differ from the first models on one specific point: they have their own secure internal fingerprint capture/storage system.
Casually, this is an important step forward. Indeed, on the first models of biometric cards, it is imperative to go to a branch to register your fingerprints… Or to use a reader provided by your adviser.
Rechargeable battery and local fingerprint storage
With SMME cards, you no longer need to move. The user will be able to record his fingerprint on the card directly at home. Furthermore, unlike less advanced biometric cards, those of SmartMetric have their own energy source (a small built-in rechargeable battery).
In this regard, the battery recharges when it is inserted into a counter, but also during contactless payments. In effect, the card is capable of converting radio waves into electrical energy. And if biometric cards are already known to provide enhanced security, SmartMetric has gone further in this area. The company has integrated a new hardware function capable of detect silicone replicas of a fingerprint.
According to SmartMetric, the next step is to offer its SMME cards to banking institutions around the world.
