Computer

Why do I get emails if I don’t have an account at that bank?

Spam had its moment of popularity in the first decade of the 2000s. Not only through emails, but also in the form of advertisements and bars for the most used browsers. But, fortunately, as the years have gone by, the number of spam that we receive in our account has been considerably reduced, although it is still a problem with a difficult solution beyond the filters used by the different email platforms. One of the most popular spam emails come from banksdespite not having an account in them.

The emails we receive from banks where we do not have an account invite us in 99% of cases (sometimes it can be from a bank where we have an account), to click on a link to regain access to our account, since the access data has been compromised by a security breach, leak or for any completely invented cause. These types of emails are called phishing. And they are called Phishing, because they try to to fish to users who can have an account in the bank mentioned in the email on any other platform.

phishing

These emails include a link to, of course, the official portal of our bank where we must enter our account data to recover it. However, when you introduce them, absolutely nothing happens. Well, yes, the data that we have entered has gone to the friends of others, so they can do and undo what they want with our bank accounts. The web pages to which they direct us, have a very similar appearance to that of our bank, so unless we look at small details, it is difficult to find out if it really is the bank’s website or a fictitious one with bad intentions.

If we take into account that the only way to be able to access all online platforms is through email and that some of them show it publicly, it is not difficult to know where our friends may have gotten our account from. of mail. Whenever possible, it is advisable to use secondary email accounts to use platforms that we do not know if, in the future, they can cover our needs. In this way, we will also avoid that, if they access their servers, they can get hold of email lists to which they send this type of email and other similar scams.

How to avoid Phishing

If for any reason, a bank has had a security problem with the access codes, never, I repeat will never send an email inviting customers to access your website and reset the password. Generally, they send a text message to the mobile associated with the account and always, I repeat, always, they will not invite us to stop by an office to change the username and/or password.

The first thing we must do to avoid falling into this technique is check if the link web url corresponds to the one we usually use to connect to our bank via the web. In addition, we must also make sure that, just in front of the url, there is a padlockwhich means that all the data that we send from our device is encrypted to the destination servers, so that if third parties have access to that content, they will not be able to easily decrypt it (nothing is impossible in computing).

In addition, we must also look at the wording of the email. In most cases, these emails are sent from outside Spain by people who do not know the language and use any translator to translate the text of the emails, so it is very common to find words that are poorly translated, out of context or are spelling mistakes.

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