He bank data theft it is one of the targets of hackers. They can use different techniques to gain control of accounts, passwords, make transfers without your permission, etc. We are going to tell you what are the main strategies they use and what you should do to be protected and avoid problems. You will see that, if you follow a few simple steps, your security will be safe.
The fact that we are increasingly using Internet bank accounts, makes cybercriminals set their sights here. In many cases, less experienced users can make mistakes and that will cause everything to be exposed on the network. They can have serious problems and it is convenient to avoid risks.
How bank details are stolen
A widely used technique to steal bank details and passwords is what is known as Phishing. It is a scam in which they will impersonate your bank. For example, they might send you an email saying there’s a problem with your account or that you need to submit certain information. That e-mail will have a link where, supposedly, you log into your account. The problem is that this is false, since you are going to be sending the password to a server controlled by the attackers.
They could also use banking trojans and other varieties of malware. In this case, what they usually do is collect the passwords you enter and any data. They are going to use a wide variety of malicious software, such as an alleged bank program, a text or PDF file that they send you by email, etc.
Another option they have to steal your data is to take advantage of vulnerabilities that may be in the bank’s own application. Especially, this could be used in public Wi-Fi networks. If there is a glitch and you log in, that data could be exposed and will end up in the wrong hands.
What to do to avoid it
But what can you do to prevent your bank details from being stolen? The most important thing is the common sense and not make mistakes. Be careful with those emails that are false, since Phishing is very present. Never log in from links that come to you by e-mail or sites that are not official.
You should have a good anti virus. This will help you detect possible malware that could reach your devices. Make sure you have reliable, secure software that can alert you as soon as there is something strange. Our advice is that you read comments and ratings, to install software that complies with what we mentioned.
Furthermore, it is essential to have all very well updated. This includes the bank’s application, the system, browser and any program that you are going to use. This will prevent those vulnerabilities that can be exploited. It is very important to always make sure you have the latest versions of services of this type.
On the other hand, if you are going to connect through public networks, it is convenient to use a VPN. In this way, your connection will be encrypted and you will avoid further risks. There are many programs available, but we can recommend some like Surfshark or NordVPN. Always make sure it is also up to date.
As you can see, they can steal your bank details and access your accounts through different methods. It is key to take preventive measures so as not to fall into the trap of cybercriminals. Maintaining security is in your hand, as long as you follow the steps that we have explained.
