At first it is a free service, at least for the buyer, where we can open our personal account to make secure payments in many online stores. This is something that extends to the entire globe, so we can make international purchases using this payment method. There are several advantages that PayPal offers us and of which millions of users take advantage periodically.
Over the years, this secure payment platform has been modifying different terms in its use policy. Some of them refer to the fees that we charge both buyers and sellers.
Requirements to avoid the PayPal non-use fee
Obviously, their top managers must also make a profit from their product and they also want to promote its use as much as possible. For example, we can take a unpleasant surprise in the form of payment if we do not use the PayPal account for 12 months.
This is a rule that was established some time ago and is now in force in 2023. We are referring to the fact that the secure payment service can charge us up to 10 euros if we do not meet any of the requirements mentioned below. And it is that just by carrying out one of the movements that we are going to mention now we will avoid that unexpected charge of 10 eurossomething not too complicated.
- Make a purchase using the payment platform.
- Log in to your account from the website or the official app.
- Send money to any recipient.
- Withdraw money from your account if you have a stored balance
- Make a donation to a charity using your PayPal account.
- This type of additional costs that can be applied to our account may not be familiar, since many banks carry out something similar.
Other fees charged by the payment platform
We can also find other unexpected charges in the form of rates that are already established by the secure payment platform. A clear example of all this is found in the case that we are sellers and they pay us through PayPal. In the event that a national transaction has been made, the percentage that the platform keeps ranges from 0.90% to 2.90%. In the event that the transactions are international, said percentage is established between 1.29% and 2%.
We must bear in mind that, as consumers, paying through this online service does not imply any additional cost. As we have seen before, this must be assumed by the seller of the product that we are going to acquire.
Of course, things change if we are going to make donations where the platform keeps 2.90% in those that are made within our region. On the contrary, the receipt of such donations is completely free, as expected.
