The fact that it is so common to access the bank online makes hackers set their sights here. They can throw specific campaigns through different media. They could also take advantage of mistakes you make or failures in your system to gain control of your bank account.
Common methods to steal bank accounts
These same methods that we are going to show can be used to access other platforms on the Internet. For example, they could use them to enter your social networks or access any other account you have on the network. That is why you should always be aware of the risk and avoid problems.
Links by email
Without a doubt, an option widely used by cybercriminals to enter, illegitimately, the bank account, is to use fake links by mail. They are going to send you an email impersonating the corresponding banking entity. In that email, they could tell you that there is a problem with your account, that data is missing, or that you need to do something.
What they are looking for is for you to click on a link to, supposedly, enter your bank and enter your password. But of course, you are really entering a fake page, controlled by attackers. Everything you put in is going to end up in the wrong hands. They are going to steal your access code, personal data, etc.
Fake SMS
Something similar happens with fake SMS. In this case, they will send you a message to mobile where they will tell you, once again, that there is a problem with your account, that you must provide certain information or that there are even suspicions that they have accessed without your permission and you must review something to avoid problems.
Normally they go for speed. They are going to try to generate fear or a need to enter the account. If you fall for the bait, they will steal your data as soon as you put your password and personal information on the network. It is essential to avoid clicking on links that come to you by SMS, much less log in.
Fake apps
They could also use fake applications. This is software that they have been able to create for impersonate from the bank. They could tell you that it is an update, a new program to have more functions or anything. They are going to try to get you to install it and make the mistake.
Our advice is that you only use official applications. You should always check that it is the legitimate program and is not a scam. You can read comments and ratings from other users, for example. Always go to the bank’s official website or use reliable application stores, such as Google Play.
They take advantage of vulnerabilities
On the other hand, another trick that they can use when you connect to the Internet bank is to take advantage of vulnerabilities. Basically, they are errors that may exist in your operating system, in the bank’s own application or any other program that you use or have installed on your computer or mobile phone.
To avoid this problem, it is best to always have the latest versions. Make sure you have everything perfectly updated. Check that there are no uninstalled updates so you can maintain security at all times and avoid errors that could be exploited to access your accounts.
As you can see, there are certain tricks that they could use to steal your bank accounts. It is key to always take measures and prevent. Just as you can prevent the theft of bank cards, you can do the same to avoid problems when accessing bank accounts.
