The european investors are increasingly interested in ETFs or Exchange Traded Funds. Exactly 66% of them opt for ETFs that follow stock indices such as the MSCI World, while shares represent 31% of invested assets. This follows from a study carried out by the European neo-broker Scalable Capital based on the behavior of more than 500,000 investors on the continent who use its technology, and who make up a representative sample of the average European investor.
By destination of the investment in ETFs, nearly two-thirds (64%) of the money invested in these funds goes to diversified indices, 18% to sustainable investments and 7% to thematic ETFs. They are followed by factor ETFs (5%), sector ETFs (4%), bond ETFs (2%) and commodities (0.3%).
“Most of our clients invest according to fees and bet on diversification and long-term asset accumulation through ETFs. In the top 10 are 9 global diversification ETFs; and the first action, as such, that appears, is that of Apple, which is in tenth place. The behavior of young investors is especially striking, as they have a higher percentage of ETFs in their portfolios than older groups, thus investing in an even more ‘sensible’ way. For their part, Generation Z does not like to ‘gamble’, but rather are responsible savers and with a vision of the future»says Adrián Amorín, general director of Scalable Capital for Spain.
The generation Y or millennialthat of those born between 1982 and 1994, is the most active population group for investment purposes: 32% of all profiles analyzed are between 27 and 34 years old. They are followed by those between 35 and 48, already closer to generation X (those born between 1965 and 1981), who represent 27% of the total. And next is the segment between 18 and 26 years old, considered generation Z (born after 1995), to which 23% of the investors under study belong.
17% more female investors in two years
One of the outstanding conclusions of the study is that each time there is higher number of female investors. When Scalable Capital’s online broker was launched, in the summer of 2020, they only represented 7% of its total users, while today they are already a quarter of the investment community (24% of the total), which represents an increase of 17% in less than two years.
Regarding their investment profile, 75% of women invest in ETFs, while the percentage of men who bet on this product is 63%. And there is also a female bias in sustainable investing: they invest 30% more assets in investments aimed at improving the future of the planet than men (a type of investment that is also more popular among younger groups than among older groups). Older).
savings routines
The Scalable Capital study also reveals that half of European investors opt for investment plans cwith those who save on a regular basis, feeding their portfolio with regular contributions. In the case of women, the percentage even rises to 60%.
On average, investors save about 470 euros per month, which they allocate to at least three different investment plans. Within these plans, ETFs are even more clearly ahead of stocks, accounting for 91% of total savings volume.
